No Medical Insurance
Life insurance protection for periods of 10 years, 20 years or 25 years or even a lifetime. This type of coverage is ideal for situations when you know how long you require the coverage, such as for your mortgage a child’s education or just leave a liitle something for your loved ones. 
Our variety of plans makes it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible. 

  Loss Of Income

If you became ill tomorrow, how long would your savings last?

An income replacement policy will offset the cost of unexpected and expected expenses should you get sick, become disabled, or need critical care.

OHIP can help with the medical bills, but what about the medical treatment or prescriptions that are not covered by OHIP or lost income in the event of disability or critical illness. Canada Pension Plan (CPP) disability benefits are limited and may be more restrictive

Many of our plans provide return to work benefits such as rehabilitation, job retraining and other services to help you get back to work. Most employer-sponsored plans end if you leave your job, we can offer plans that can follow you.

Accidents and illnesses can happen at any time, in fact 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65. In addition, a disability that can affect your for more than 90 days can statistically last over 2.9 years. Moreover, 1 in 2 will be struck by a critical illness, look around you and see who has been struck by a heart attack, cancer, stroke, etc.…, you won't look very far or hard.
  Protecting your hard earned income, your beloved possessions like home, car, vacation home and to say the least your loved ones, is extremely important for all of us. To be able to heal, fight and focus on recovery can easily be done by getting some disability or/and critical illness coverage.  Some plans also allow for you to get your money back if you never have the need to use the plan. Wouldn’t it be great if home and auto insurance offered the same option? However, most people feel the need to get home and auto coverage, although the risk of needing to put in a claim is potentially less than being struck by illness.

Disability insurance is designed to provide a source of income if you are unable to work due to a disability and offers guaranteed coverage and guaranteed premiums.

At Simple Life Insurance Solutions. ( a division of Marrella & Associates Inc.)  we are able to offer a range of Disability and / or Critical Illness Insurance products from leading Canadian providers, thus providing an opportunity to choose the plan that is just right for you

Please  CLICK HERE  if you would like to receive a no obligation quote or further information about any of our Insurance Products.
Manulife Vitality Insurance
Manulife Vitality is a program that can reward you for healthy living.
Choose Family Term with Vitality for protection plus rewards.
The more engaged you are with the program and live a healthy lifestyle, the more rewards you can enjoy:
Opportunity to save on your future insurance rates* 
Personalized health goals and a free monitoring device to check on your progress 
 As a Manulife Vitality program member, the more Vitality Points you accumulate, the more you’ll save and the greater 

*Subject to guaranteed minimum and maximum rates.

Manulife Vitality program rewards partners
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  3. Garmin Device
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  4. Discounted Membership
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